NGUGI, I.; O’SULLIVAN, H. .; BAJDAK, M. .; CHAMPION, S. .; NGUYEN, H. . Early Adoption of Online and Mobile Banking: An Analysis of Consumer Attitudes. International Journal of Data Science and Advanced Analytics, [S. l.], v. 7, n. 1, p. 411–419, 2025. DOI: 10.69511/ijdsaa.v7i8.274. Disponível em: https://ijdsaa.com/index.php/welcome/article/view/274. Acesso em: 30 oct. 2025.